Replacement of field companyRegistrationDate with incorporatedOn in

• POST /corporates/_/create
• POST /corporates/{id}/get
• POST /corporates/{id}/update

Update in error codes for kyc/start. KYC_UNAVAILABLE to replace KYC_ALREADY_APPROVED and KYC_PENDING_REVIEW

Addition of new fields for Consumer

• Occupation
• Source of Funds

Addition of new fields for Managed Card

• Billing Address (for AVS verification)

We have made changes in an earlier release to remove the username for Consumers and Corporates, and to use the email address instead. These fields are now marked as deprecated in the API:

• POST /corporates/{id}/users/{user_id}/get
• POST /corporates/{id}/users/{user_id}/update
• POST /corporates/{id}/users/_/create
• POST /corporates/{id}/users/get
• POST /corporates/_/create
• POST /consumers/_/create

Removal of deprecated field companyRegistrationTimestamp from Corporate Identity, and changing of other fields to optional (companyBusinessAddress, companyRegistrationAddress,companyRegistrationDate, rootTitle)

• POST /corporates/{id}/get
• POST /corporates/{id}/update
• POST /corporates/_/create

Support for multi-tiered cardholder fees with the introduction of a feeGroup for Consumer and Corporate Identities

• POST /corporates/{id}/get
• POST /corporates/{id}/update
• POST /corporates/_/create
• POST /consumers/{id}/get
• POST /consumers/{id}/update
• POST /consumers/_/create

We now need to collect date of birth and address details for Consumer Identities. These details must be provided before starting KYC process. In an upcoming release, it will not be possible to start KYC if these details are not included.

• POST /consumers/{id}/get
• POST /consumers/{id}/update
• POST /consumers/_/create

Introduced a new limit for sending mobile verification codes. This is now limited to 5 attempts, at least 1 minute apart. New error codes are returned FREQUENCY_EXCEEDED and RETRIES_EXCEEDED.

• POST /corporates/{id}/users/mobile/send_verification_code
• POST /consumers/{id}/mobile/send_verification_code

Introduce a new KYC and KYB status PENDING_REVIEW in responses for:

• POST /consumers/{id}/get
• POST /consumers/{id}/update
• POST /consumers/_/create

Introduced new error codes KYB_PENDING_REVIEW and KYC_PENDING_REVIEW if a new kyb/kyc start is attempted while a Corporate/Consumer identity is under review.

• POST /corporates/{id}/kyb/start
• POST /consumers/{id}/kyc/start

Username (credential code) is being phased out. Login can now be done using just the email address. Both username and email address will be supported for some time, to allow for a transition.

When creating Corporate Users, some of the parameters are now optional (no longer mandatory)

• companyPosition
• mobileCountryCode
• mobileNumber
• title
• username

Added new status PENDING_REVIEW for Corporate Identity KYB

• POST /corporates/{id}/get
• POST /corporates/{id}/update
• POST /corporates/_/create