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Payment run payments cannot be sent to the Buyer's zero balance account or linked bank accounts

· 2 min read

Effective:

  • 27 March 2024 on Sandbox
  • 2 April 2024 on Live

We have improved the security of payments in a payment run by validating and ensuring that the supplier bank account details provided by your buyers are not the linked account or the zero balance account bank account details.

A buyer can only perform supplier payments to third party bank accounts and cannot use the Payment Run to send payment betweens their accounts. A buyer can add a linked account in multiple stages of the payment run lifecycle, therefore we have added the validations in the below endpoints:

Create a payment run​

When a user is creating a payment run and the supplier bank details includes a:

  • Linked account the endpoint will fail with an HTTP 409 error BANK_ACCOUNT_CANNOT_BE_LINKED_ACCOUNT
  • Zero balance account the endpoint will fail with an HTTP 409 error BANK_ACCOUNT_CANNOT_BE_ZERO_BALANCE_ACCOUNT respectively.

The payment run together with all the payments within the payment run will transition to a CANCELLED status.

Confirm a payment run & Payment Initiation Service (PIS) UI Component​

When a user confirms the payment run or when a PIS is initiated and the supplier bank details include:

  • Linked account the endpoint will fail with an HTTP 409 error BANK_ACCOUNT_CANNOT_BE_LINKED_ACCOUNT

The payment run together with all the payments within the payment run will transition to a CANCELLED status and you will receive a payment run update webhook and payment update webhook, informing you that the payment and payment run have transitioned to a CANCELLED status.

Affected API endpoints:

Affected UI components: