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CoP Reason Codes

Expected Reason CodeMatchAccount name passed backBrief description
N/AExact MatchNoAccount name match
ANNMNo MatchNoAccount name does not match
MBAMClose MatchYesThere may be a match on the account name
BANMClose MatchNoThe account name matches, but type is 'BUSINESS'
PANMClose MatchNoThe account name matches, but type is 'PERSONAL'
BAMMClose MatchYesThe account name may be a match, but the type is 'BUSINESS'
PAMMClose MatchYesThe account name may be a match, but the type is 'PERSONAL'
AC01No MatchNoIncorrect account number
IVCRNo MatchNoInvalid Customer Reference
ACNSNo MatchNoAccount type no supported for CoP
OPTONo MatchNoOpted out of CoP Scheme
CASSNo MatchNoAccount has been switched
SCNSNo MatchNoSort code not supported at endpoint
info

Please refer to our recommended actions on how to build your interface based on the CoP result.

Pre-Built CoP Reason Codes for Sandbox Testing

Account NumberSort codeBusiness TypeResponse
ANYANYANYEXACT_MATCH
00934891123456ANYNO_MATCH, ANNM
00934892123456ANYCLOSE_MATCH, MBAM, partially matching account name (see note)
00934893123456PERSONALCLOSE_MATCH, BANM
00934894123456BUSINESSCLOSE_MATCH, PANM
00934895123456PERSONALCLOSE_MATCH, BAMM, partially matching account name (see note)
00934896123456BUSINESSCLOSE_MATCH, PAMM, partially matching account name (see note)
00934897123456ANYNO_MATCH, AC01
00934898123456ANYNO_MATCH, IVCR
00934899123456ANYNO_MATCH, ACNS
00934900123456ANYNO_MATCH, OPTO
00934901123456ANYNO_MATCH, CASS
00934902123456ANYNO_MATCH, SCNS