User model
Users are the people who authenticate with Weavr and act for a customer. They are not the legal owners of that customer, its instrumentsInstrumentA financial product owned by a customer. There are two types: Managed Accounts (stored-value accounts that hold balances and can receive wire transfers) and Managed Cards (prepaid cards - virtual or physical - used for purchases)., or its funds.
Root user
Every customer starts with one root user. The root userRoot userThe individual who creates the customer. For corporates, the root user needs to be a legal representative of the company, such as a director or someone with power of attorney. For consumers, the root user is the customer. Every customer must always have one root user. is created with the customer, is always an Admin, and is the person tied to KYBKYB (Know Your Business). Know Your Business - the identity verification process for corporate customers. This process allows you to securely verify your business customer's identity. Weavr asks users to submit the information and documentation they need for approval by financial providers. or KYCKYC (Know Your Customer). Know Your Customer - the identity verification process for consumer customers. This process allows you to securely verify your user's identity. Weavr asks users to submit the information and documentation they need for approval by financial providers.. For a corporate, they must be a legal representative. For a consumer, they are the consumer.
Additional users
You can give other people access as additional users. A corporate user can act for more than one corporate customer with the same credentials, but their roles are assigned separately for each customer.
If corporatesCorporates (Corporate Identity). Business entities that can be onboarded as customers on Weavr. Corporate customers represent companies and require Know Your Business (KYB) verification. They can have multiple authorised users and issue cards to card assignees. issue cards in your program, the card assignee must be an additional user and linked to the card before it can be used.
Your app must still enforce any app-specific permissions that limit what each person can view and do.