Consumers

"Identities" are now "Customers"

We used to refer to the representation of your customer in the Weavr system as an identity. We now just call them a customer. The two mean the same thing — you may still see identity in some API fields and older pages.

A consumer represents an individual person — a single natural human being who holds and uses financial services in their own name. The consumer is themselves the root userRoot userThe individual who creates the customer. For corporates, the root user needs to be a legal representative of the company, such as a director or someone with power of attorney. For consumers, the root user is the customer. Every customer must always have one root user. of the customer: they sign up, authenticate, and authorize every action on the account. Use a consumer when your product is aimed at individuals, for example a personal spending card, a savings app, or peer-to-peer payments.

Before a consumer can use any service, they need to be registered, their root userRoot userThe individual who creates the customer. For corporates, the root user needs to be a legal representative of the company, such as a director or someone with power of attorney. For consumers, the root user is the customer. Every customer must always have one root user. set up, and their identity verified through Know Your Customer (KYCKYC (Know Your Customer). Know Your Customer - the identity verification process for consumer customers. This process allows you to securely verify your user's identity. Weavr asks users to submit the information and documentation they need for approval by financial providers.) checks.

Onboard a consumer

POST/consumersRegister a consumerCreate the consumer and their root user.View operation →

1. Create a consumer - register the consumer and their root userRoot userThe individual who creates the customer. For corporates, the root user needs to be a legal representative of the company, such as a director or someone with power of attorney. For consumers, the root user is the customer. Every customer must always have one root user. with POST /consumers.
2. Set up the root user - set their password, verify their email, and enroll an authentication factor.
3. Complete KYC - submit due diligence information and documents through our KYCKYC (Know Your Customer). Know Your Customer - the identity verification process for consumer customers. This process allows you to securely verify your user's identity. Weavr asks users to submit the information and documentation they need for approval by financial providers. component.

Once KYCKYC (Know Your Customer). Know Your Customer - the identity verification process for consumer customers. This process allows you to securely verify your user's identity. Weavr asks users to submit the information and documentation they need for approval by financial providers. is approved, the consumer can hold financial instrumentsInstrumentA financial product owned by a customer. There are two types: Managed Accounts (stored-value accounts that hold balances and can receive wire transfers) and Managed Cards (prepaid cards - virtual or physical - used for purchases). and transact.

Optional next steps

• Invite additional users to act on the consumer's behalf with specific roles.
• Configure your app's base URL so email verification links resolve back into your app.
• Subscribe to webhook events to receive asynchronous updates on the consumer's KYCKYC (Know Your Customer). Know Your Customer - the identity verification process for consumer customers. This process allows you to securely verify your user's identity. Weavr asks users to submit the information and documentation they need for approval by financial providers. status.